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Budgeting for Groceries (Part B)

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Grocery Markdown Goods

The grocery store carries marked down goods that are damaged but still good to eat, or items that are just past their sell-by date. "Stores routinely discount dairy, baked goods, produce and meat by 50% or more as these items approach their sell-by date or become less attractive (think bruised apples or crushed bread)," according to the Smart Money article.

Using Grocery Coupons

Look for coupons in your Sunday paper as well as the grocer's advertisements that are usually sent to your mailbox. There are also many online coupon sites where you can download grocery coupons for the products you use. Additionally, Freecycle and Craigslist are online sources where people trade coupons with others to get the ones they need.

Grocery Savings: Fruits and Vegetables

The local farmer's market is the best option for saving money on fresh fruits and vegetables. Their prices are lower than their grocery superstore competitors and are much fresher since the produce comes straight from the farmer to the market. Additionally, you have the opportunity to haggle with the farmer to get your best price possible.

Think Outside the Grocery Store:

• Drugstore and pharmacies offer milk at reduced prices to get you in the door.
• Superstores offer some great deals on paper and cleaning supplies.
• Online
• Warehouse clubs
• Discount grocery stores
• Surplus or dollar stores
  
  

With all of this information, you should be able to move toward frugal living and reduce your grocery budget. The more you use these grocery budget tips, the better you will become at lowering your grocery bill and the better able you will be to plan for your groceries within your personal finances.

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